Medicaid is designed to provide comprehensive health coverage, but its specific benefits can vary by state. However, all states are required to offer a core set of benefits. Let’s break down the most common services you can expect:
Mandatory Services (Available in All States)
- Inpatient and Outpatient Hospital Services: If you need to stay in the hospital or get treatment without being admitted, Medicaid has you covered.
- Physician Services: Routine doctor visits, preventive care, and specialist consultations are all part of the package.
- Laboratory and X-Ray Services: These essential diagnostic tools are fully included.
- Home Health Services: If you’re homebound, Medicaid can help you receive nursing and therapy services at home.
- Nursing Facility Services (for age 21+): Long-term care for elderly or disabled individuals is a critical component.
Optional Services (May Vary by State)
States can choose to offer additional services. These often include:
- Dental and Vision Care
- Prescription Drugs
- Chiropractic Services
- Physical Therapy
- Mental Health and Substance Use Disorder Services
- Transportation to Medical Appointments
Basically, if it’s a healthcare need, there’s a good chance Medicaid has it covered—especially if you’re in a state that has opted for broader coverage.
Read Also: The Ultimate Guide to Insurance Quotes